Terms of Use

1. Purpose

These Terms of Use (the “Terms”) govern access to and use of the website, content and tools made available by Sumholdment (the “Service”). By accessing the Service, the user acknowledges that they have read, understood and accepted these Terms in full and without reservation.

2. Acceptance of the Terms

By using the Service, you fully and completely accept these Terms. If you do not wish to be bound by these Terms, please do not access or use the Service. Sumholdment reserves the right to amend these Terms at any time; changes take effect as soon as they are published on this page.

Please provide the text for “3. Description of the Service” that you’d like me to rewrite for UK English.

Sumholdment provides content, analysis and decision-support tools. These are provided for informational purposes only and do not in any way constitute personalised advice, an investment recommendation or a guarantee of results. The user remains solely responsible for decisions made on the basis of the information consulted.

4. Access to the Service

Sumholdment uses reasonable measures to ensure continuous access to the Service, but does not guarantee uninterrupted availability. The Service may be suspended, interrupted or modified, in whole or in part, particularly for maintenance, updates or force majeure, without Sumholdment incurring any liability as a result.

5. User account

Where an account is required, the user agrees to provide accurate and up-to-date information and to keep their login credentials confidential. Any activity carried out through an account is presumed to have been carried out by the account holder. Sumholdment reserves the right to suspend or terminate an account in the event of a breach of these Terms.

6. Permitted use

The user agrees to use the Service in accordance with the law and these Terms. In particular, the user must not:

• reproduce, copy or distribute content without prior authorisation;
• attempt to gain unauthorised access to Sumholdment's systems or data;
• use the Service for fraudulent or misleading purposes, or in breach of applicable regulations;
• disrupt, or attempt to disrupt, the normal operation of the Service.

7. Intellectual property

All elements comprising the Service (including text, graphics, logos, structures and databases) are protected by applicable intellectual property rights and remain the exclusive property of Sumholdment or its licensors. No licence or right of use is granted to the user, other than the right to access and view the Service strictly as necessary for its normal use.

8. No financial advice

The content, analyses and data made available through the Service do not constitute investment advice, a solicitation, or an offer to buy or sell financial instruments. Any decision made on the basis of this information is the sole responsibility of the user, who is encouraged to consult a qualified professional before making any binding decision.

9. Limitation of liability

To the extent permitted by applicable law, Sumholdment shall not be liable for any direct or indirect damage, loss of data, financial loss or harm arising from the use of, or inability to use, the Service, including where information is inaccurate, incomplete or unavailable.

10. Links to third-party websites

The Service may include links to third-party websites or resources. Sumholdment has no control over those websites and accepts no responsibility for their content, availability or the consequences of using them.

11. Termination

Sumholdment may, at its discretion, suspend or terminate access to the Service if these Terms are breached, without notice or compensation. The user may stop using the Service at any time.

12. Governing law and jurisdiction

To be completed: specify the governing law and courts of competent jurisdiction in accordance with Sumholdment's place of registration and applicable legal obligations.

13. Contact

If users have any questions about these Terms, they may refer to the contact details available on the Sumholdment website.